Getting a mortgage and buying your first home is one of the biggest financial commitments you will make in your lifetime – so you have to be careful. As a first home buyer it can be a difficult process navigating all the lending options available, brokers do this for a living, we are experts in the local market and can help find you the best options to better set you up financially.
What helps separate us from going directly to lenders is that we have feet on the ground in the local community. This is an important benefit of working with a mortgage broker as we can help you:
Some banks require specific financial criteria’s and will turn down applicants even if the meet the required minimum. We can help you put a loan application together that’ll put your best foot forward – and in most cases, be able to get a better deal than if you go direct.
We do more than advise you on how to best set up a mortgage, we are committed to building long lasting relationships, and offer a slew of additional financial services – all under one roof. Our supplementary services include mortgage/income protection insurance, accounting/tax services, refinancing options, and property management.
In most cases, our service is free! Mortgage brokers are paid a commission by the lender, that lender is ultimately decided by you– so it’s a risk-free investment, with all the benefits.
Saving you time and money is our core objective, we work alongside you throughout the whole process and thereafter, to help make you feel confident and secure in your big move.