Getting A Mortgage Is Easier With PFSL

Getting a mortgage and buying your first home is one of the biggest financial commitments you will make in your lifetime, and it can be a difficult process navigating all the lending options available. At PFSL we do more than advise you on how to best set up a mortgage, we are committed to building long-lasting relationships, and offer a slew of additional financial services – all under one roof.

Saving you time and money is our core objective, to help make you feel confident and secure in your big move. Our service is free, so why not contact us today?

Fixed or Floating

We help you decide on the structure of fixed & floating loan components to help you pay off your loan and become debt free faster.

Low Deposit Options

It has never been a better time to buy with home deposits being the lowest they have been in years (10% first home deposit), and with Home Start and KiwiSaver options available – we are experts in helping first-time homeowners get the best possible deal.

Interest Rates

With interest rates dropping as low as 4.09%, we keep an eye on the market with years of knowledge to find the best interest rate that suits you.

Personalised Structure

We get to know our customers and negotiate best interest rates based on your personal situation, current assets and liabilities, to help you best secure a deposit and structure you in a position to handle the mortgage payments in most efficient way to maximise tax advantages.

Trusts and Assets

We are fully equipped to advice you on formation of Trust to protect your valuable assets & to gain tax benefits.

Investment Property

Having tax experts & mortgage brokers under one roof, we can give you expert advice on how to structure your mortgage, to save on tax & interest and make a healthy ROI on your investment portfolio.

Set you up for Success

We can help you put a loan application together that’ll put your best foot forward – and in most cases, be able to get a better deal than if you go direct.

Free service 

The best part is that our service is completely FREE! Mortgage brokers are paid a commission by the lender that is ultimately decided by you – so it’s a risk-free investment, with all the benefits.

Local Knowledge

We have feet on the ground in the local community, offering you up-to-date advice on the local housing market and home loan rates, to help you better understand local rates and tax benefits, and find you the best location to buy locally based off your personal preferences.

Additional Services

Our supplementary services include mortgage/income protection insurance, accounting/tax services, refinancing options, and property management.

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