Employers Liability

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Employers Liability Insurance covers you and your business for legal cost and court settlements for events such as employment law breaches and employee personal injury claims that are not covered by ACC.


  • Legal costs of employment law breaches and workplace injuries.


A sawmill worker was diagnosed lung fibrosis by improper protection from the factory dust particles for a consciously long period of time, put the Saw Mill Company at fault. Employers Liability covered the legal costs and potential settlement that can occur as a result as these costs are not covered by ACC.

An employee at a moving company started suffering from back pain after a year of working at a moving company, as he wasn’t properly trained; the company became liable to pay for his medical bills as a result. They were able to claim these costs back through Employers Liability to cover the costs.