Commercial Vehicle

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If your business relies on motor vehicles to operate, it’s important to have the right coverage so any loss of these won’t affect the day-to-day running of your business.  Commercial Vehicle insurance can help cover any accidental damage to or loss of your motor vehicle, as well as covering any legally liable sums in regard to loss or damage to property or any person.

We are now living in a society where fast service and instant transportation seems to be the future, many businesses are built around this and rely on transportation to earn their income – whether it be a delivery service or taxi. Significant damage or complete loss of a vehicle will significantly hinder your business, commercial vehicle insurance covers the cost of repairs and replacements to get you back on the road and earning revenue.

 

Covers:

 

  • Taxi/Uber drivers
  • Commercial Movers
  • Truck and delivery drivers
  • On-call contractors

 

When a truck containing goods slipped off the road and down a bank, the company was able to use Commercial Vehicle insurance to cover the costs of replacing the truck, recovering the truck, as well as replacing the damaged goods.

When one of the taxis was stolen and written off by theft, the taxi company was able to use Commercial Vehicle insurance to not only to replace the vehicle as it was still within the first year of purchase new but also for the costs of hiring another car until the replacement happened.

While one of the two moving trucks in a moving company was off the road for an extended amount of time for repairs, the moving company was able to use Commercial Vehicle insurance to cover the costs of hiring an additional truck to keep the business moving.