Loss Of Revenue

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A natural disaster like the Christchurch earthquake or flash flooding can affect business in more ways than just exterior damage; it can directly affect the people we employ. Covering your business and your people is exactly what Loss of Revenue offers, helping you cover income costs after a major disaster and looking after what’s most important to the business: the people you employ.

Loss of revenue insurance can help cover the income lost due to disaster-related closing of the business facility or due to the rebuilding process after a disaster. With the right level of cover, your business will stay afloat when the unexpected happens and you’ll be able to pay wages to your employees and get your feet back on the ground.


  • Natural disasters
  • Rebuilds
  • Loss of Income
  • Employees’ Wages


When an earthquake caused major damage to his business, James had to close it down for a month to do repairs. Knowing that the people he employed were also going through the same trouble of recovery, James utilised his loss of income insurance to make sure his workers would be paid during the time his business was closed.

Bridie had only just opened her boutique fashion store when it was hit with a flash flood, to keep her business afloat, she moved it partially online, and was able to keep the business moving forward by claiming the lost revenue she would have made from the store through her insurance.